* Be ready for rainy-day emergencies
* Avoid excessive debt; be content with what we have
* Use the resources of the earth wisely; don´t be wasteful
* Prepare for the future by making spending and savings plans
* Keep a family or personal budget
* Teach children wise spending habits and help them save for the future
* Obtain an education or vocational training
* Find gainful employment

As we become self-reliant, we will be prepared to face challenges with confidence and peace of mind.

Author: Robert D. Hales

* Be ready for rainy-day emergencies<br /> * Avoid excessive debt; be content with what we have<br /> * Use the resources of the earth wisely; don´t be wasteful<br /> * Prepare for the future by making spending and savings plans<br /> * Keep a family or personal budget<br /> * Teach children wise spending habits and help them save for the future<br /> * Obtain an education or vocational training<br /> * Find gainful employment<br /><br /><br />As we become self-reliant, we will be prepared to face challenges with confidence and peace of mind. - Robert D. Hales

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