Talent is only a starting point. Author: Irving Berlin Copy Quote More from Irving Berlin “Got no checkbooks, got no banks. Still I'd like to express my thanks - I've got…” “It's a lovely day todaySo whatever you've got to doYou've got a lovely day to d…” “Everybody ought to have a lower East Side in their life.” “You can't write a song out of thin air you have to feel and know what you are w…”