Step by step, place became property, property became a mortgage, and
mortgages became derivative investments.

Douglas Rushkoff

Tags: mortgage



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Mortgages were less about getting people into property than getting them into debt. Someone had to absorb the surplus supply of credit.

Douglas Rushkoff

Tags: mortgage



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Engaged in a new form of serfdom---only bound now to banks and mortgage lenders instead of to lords---her more highly leveraged neighbors pore over the business section of the newspaper each day looking for some sign that the government will soon step in to “freeze” their mortgage rates where they are before a scheduled adjustment hits.

Douglas Rushkoff

Tags: mortgage



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We were taking out mortgages we couldn’t afford because they were camouflaged to look as if we had a reasonable chance of paying them back. Banks then changed the bankruptcy laws so that we could not get out of our obligations once the rates changed. Lastly, they sold us back our own mortgages, shifting back to us any of the risk through our money-market accounts and pension funds.

Douglas Rushkoff

Tags: wall-street mortgage



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My only allegiance is to my country.  The success of our country is built on hard work, sacrifice, innovation, integrity, and confidence.  How can you be confident if you can’t get a job?  How can you be confident if the mortgage on your home is higher than your home’s value?  How can you be confident when our elected officials haven’t given us one single idea how to fix this situation? – Jeremy Lyons

Marvin H. McIntyre

Tags: thriller finance financial inside-out mortgage fiscal-cliff



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