Excuse is the tool of the incompetent. A monument of nothingness, and those that use it are not wise.

Paul Adefarasin

Tag: excuse tool ifeanyi-enoch-onuoha chuma-maduka-chukwuma paul-adefarasin ugochukwu-ikeakor

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Money is a tool that can either fix or damage your life. Use it wisely.

Ziad K. Abdelnour

Tag: money tool

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